We handle our finances about the same as you do. I like to know how much extra i can spend each month or when I need to cut back because, like you said, it's easy to overspend if you're not paying attention. I think it's just being fiscally responsible if you both keep an eye on the money and make purchasing decisions together. There's nothing at all wrong with sticking to a budget. I know far too many people who just spend will-nilly as they please and then wonder where the thousands in credit card debt came from.
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